What if…. You could write yourself a check for $100,000?
Well if you are woman that’s overweight, that’s how you may be spending on medical
costs instead of saving for retirement. Think of it this way. It can cost up to $538.00
a month to deal with obesity. First there are the direct medical costs for seeing a
doctor and getting your medication. Then there are the wages that you lose from missing work
or doing less at work. And then there’s the gas it takes to see specialists. Oh and
don’t forget the higher costs for special clothing and grocery bills and even the extra
cost to reserve a seat on a plane. If you invested all that money at a 6% interest
rate during your working years, you could save $1,082,675.00. Want to save even more?
If you stayed healthy and as a result did not suffer from the common health complications
that result from being overweight, you could save as much as $3,000,000.00 over the course
of your lifetime. Why? Because being overweight costs money. It affects everyone: you and
your family, your employer and the government in the form of reduced earnings and increased
costs. The bottom line? If you’re overweight or obese, your direct medical costs go up
as a result of increased copays, prescription drugs, and hospital costs. For example, obese
men pay 4 times more each year for prescriptions than thinner men. That can total to $770.00
every year. That’s because certain chronic conditons often go side by side with obesity
and they cost money to treat. If your body mass index is high so is your risk of developing
type II diabetes, hypertension, heart disease, high cholesterol, asthma, sleep apnea, back,
neck or leg pain, stomach ulcers, gall bladder disease, chronic liver disease, depression
and certain cancers. It’s a fact, 30% of obese people have one or two chronic conditions,
while 18% suffer from 3 or more chronic conditions. An obese woman’s risk of developing endometrial
or gall bladder disease increases by 59% and her risk of developing post-menopausal breast
cancer increases by up to 12%. For men, risks of developing esophageal cancer increase by
52% and by 24% for colon cancer. Wouldn’t you like to be able to write yourself that
check? Imagine how your life and the life of your family could be different if you not
only were living a healthy life but also reaping the healthy savings rewards. You have the
power to make that change and with UMR, you have a partner to help you. UMR offers you
support to help you figure out where you can improve your overall health, find quality
health information resources and get the coaching you need to put you and your family on track
to a healthy life. Are you ready to make that change? Contact UMR today.

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